No. If you prefer, you can continue to work with banks where you have established relationships. Consider energy efficient mortgages (EEMs) as tools that can be used as solutions for homebuyers with borderline qualifications, such as the buyer that doesn't quite qualify. Any bank can write energy efficient mortgages. To introduce your bank to such mortgages, refer them to the How to Participate
section of this Web site or have them call the ENERGY STAR Hotline at 1-888-STAR-YES for information about becoming an ENERGY STAR Financing Partner.